Disclaimer and Privacy Policy

DISCLAIMER

The products we sell are not drugs and the information and opinions we offer are based upon use of
these products as dietary supplements only. We do not offer medical advice concerning coconut foods
or any other dietary supplements or body care products. Although you may choose to supplement with
our products, we suggest that you consult a licensed physician if you believe you have a life threatening
health issue. We also recommend that you do comprehensive research about coconut and all foods and
dietary supplements in general before accepting our opinions or the opinions of anyone else about how
to care for your health.

The FDA has not evaluated, nor approved any statements or research cited herein, nor have they
approved any representations or opinions concerning any of the products on this website. These
products are not intended to diagnose, cure, prevent or treat any disease.

Coconut Organics, Inc. does not assume the role of representative, fiduciary or surety on behalf of any
person(s) or individual(s) unless expressly agreed in writing. Anyone purchasing our products is believed
to be a responsible adult who has exercised his or her right to do research and make an informed
decision.

PRIVACY POLICY

Effective Date: December 2012

Your Privacy

At Coconut Organics, Inc. we believe that, as our online visitor, you have a right to know our practices
regarding the information we collect when you visit our websites, and what type of information is
collected. The guidelines contained herein only apply to your visits to CoconutOrganics.com which is
operated by Coconut Organics, Inc. This includes web pages on www.coconutorganics.com that
contain “coconutorganics.com” in their URLs, but does not include any redirect URLs that link the user to
another internet domain. Other websites which are linked to/from www.coconutorganics.com
(including other Coconut Organics affiliates, other Coconut Organics websites, and via banner ads) may
have different policies; therefore, please review the privacy policy notices on those websites for details.
While Coconut Organics, Inc. does not generally require that you provide us with personally identifiable
information in order to visit and use the CoconutOrganics.com websites, please note that in order to
participate in some activities, it will be necessary for you to provide this information. If you choose not
to provide it for those activities, you may not be able to participate in them.

Collection of Information: Cookies; Personal

For each visitor to a Coconut Organics, Inc. website, the Coconut Organics web server automatically
recognizes and stores information, such as the visitor’s IP address/domain name combination and any
referring websites. We use this information to understand visitor traffic patterns through our websites
for purposes such as enhancing their usability. Your computer provides this information automatically
each time you log on, unless you’ve activated blocking technology available in some browsers.
When you visit Coconut Organics, Inc. websites or advertisements appearing thereon, or use one or
more of the CoconutOrganics.com website services, we may use an industry-wide technology
called “cookies” which stores certain information on your computer and which will allow us to customize
your experience to better match your interests and preferences, or to simply facilitate your signing in to
use the services. Most browsers will allow you to erase cookies from your computer hard drive, block
acceptance of cookies, or receive a warning before a cookie is stored. However, if you block or erase
cookies, we may not be able to restore any preferences or customization settings you previously
specified, and our ability to personalize your online experience would be limited. Please refer to your
browser instructions or “help” screen to learn more about these functions.

Also, Coconut Organics, Inc., or third parties on its behalf, may collect anonymous information from
visits to our sites through the use of “Web Beacons.” Web Beacons are electronic Web Page images that
enable us to record anonymous data about visits to our web site. This anonymous information is
sometimes known as “clickstream data.” We may use this data to analyze trends and statistics to
improve your online experience, or customer service. No personal data is collected through the use of
Web Beacons on our sites.

Additionally, Coconut Organics, Inc. may ask you to provide “personal information,” meaning
individually identifiable information such as your e-mail address, name, mailing address, telephone
number, social security number, credit card number, or persistent identifier (such as a customer number
held in a cookie) which is associated with individually identifiable information, to enable you to
participate in contests, chatrooms, on bulletin boards, to fill out a registration, or to order products and
services using these websites. Coconut Organics, Inc. may combine the information you provide on our
websites with other information we may collect from you offline or from third parties so that we can
more effectively tailor our website, services, and offerings to you. If you provide Coconut Organics, Inc.
with personal information, you shall have the right, on reasonable prior notice, to inspect, change,
amend, or delete such information. Instructions on how to update personal information will be given at
the point of data collection.

Unless you instruct us otherwise, Coconut Organics, Inc. may contact you to provide information about
products, services, promotions, contests, or other activities or offerings that may be of interest to you.
You can instruct us whether or not you wish to be contacted by checking or removing the check from
the box indicating your preference as applicable at the place where your information is collected, or by
other means (such as an e-mail request). In addition, with each communication you receive from
Coconut Organics, Inc., you will be given the opportunity to indicate if you do not wish to receive future
communications.

Unless it is for the purposes you have requested or originally agreed, Coconut Organics, Inc. will not
share the personal information you provide on the Coconut Organics, Inc. websites with any other
parties, except (a) with your consent; (b) as may be required by law or court order; (c) to persons or
companies with whom Coconut Organics, Inc. contracts to carry out the internal operations of the
website or our business; or (d) under exigent circumstances to protect the personal safety or property of
our users, the public, or ourselves.

Additionally and with your consent, Coconut Organics, Inc. may share your personal information with
other affiliated Coconut Organics, Inc. companies — i.e., (i) Coconut Organics, Inc., (ii) any company of
which more than 50% of its outstanding shares are owned by Coconut Organics, Inc., directly or
indirectly, or (iii) any company with the name ” Coconut Organics” as a part of its trade name — who
may want to contact you about products, services, or other offerings that may be of interest to you.
Further, only with your consent, Coconut Organics, Inc. may share your personal information with
specific third parties outside of the Coconut Organics, Inc. group of companies who may want to contact
you about products, services, or other offerings that may be of interest to you. Please consult the
respective privacy policies of each of these companies for further clarification as to their own privacy
policy. Coconut Organics, Inc. will seek to obtain your consent at the place where the information is
collected either by an “opt-out” or “opt-in” method, or by other means (such as an e-mail request). If
you consent to receiving communications from any of these affiliated Coconut Organics, Inc. companies,
or third parties, you will need to communicate with them directly if you later decide that you no longer
wish to receive their communications. Until we advise you, except as indicated above for the initial
decision made with your consent to share your personal information with OR Coconut Organics, Inc.
affiliates and/or specific third parties outside of the Coconut Organics, Inc. group of companies, changes
or amendments to your personal information must be given both to Coconut Organics, Inc. and to each
such Coconut Organics, Inc. affiliate or other company directly, as these changes, amendments, and/or
deletions will not be exchanged among Coconut Organics, Inc. and other Coconut Organics, Inc. affiliates
or third parties.

Use and Disclosure of Anonymous Aggregated Information

Coconut Organics, Inc. may also collect, aggregate, and maintain anonymous information about the
visitors to our websites, such as visitors’ hobbies, interests, purchasing habits, music preferences, and
the like. This data can then be used to tailor Coconut Organics website content and advertising to deliver
a better experience for our visitors. In addition, Coconut Organics, Inc. may also share such aggregate
information about our visitors with advertisers, business partners, sponsors, and other third parties; for
example, to inform them about the percentage of male/female visitors or percentage of visitors within a
particular age range.

Security

While Coconut Organics, Inc. cannot guarantee that unauthorized access will never occur, rest assured
that Coconut Organics, Inc. takes great care in maintaining the security of your personal information
and in preventing unauthorized access to it through the use of appropriate technology and internal
procedures.

Notice To/Regarding Children Under the Age of 18

If you are under 18 years of age, you should not provide any personally identifiable information (for
example, your last name, home address or e-mail address) on these sites without the knowledge and
permission of your parent or guardian. If Coconut Organics, Inc. learns that you are under 18 years of
age, Coconut Organics, Inc. will not maintain or use any personally identifiable information about you
without the verifiable consent of your parent or guardian, except as allowed by law. This may mean that
you will be unable to participate in some activities on the sites without that verifiable consent.
Coconut Organics, Inc. believes that children using the Internet require special protection, and we urge
parents or guardians to explain Internet safety to their children. Parents are urged to spend time online
with their children to become familiar with the types of content available on the CoconutOrganics.com
websites and the Internet in general. Control tools are available from online services and software
manufacturers to help create a safer environment for children.

If a child under 18 years of age wishes to participate in any CoconutOrganics.com website activity, or
wishes to take advantage of a product or service offering, available to children, and to do so necessitates
the furnishing of any of the child’s personal information, please note the following:

(i) Before any collection of a child’s personal information takes place at a website directed to children or
where Coconut Organics, Inc. is knowingly collecting children’s personal information, the child will be
asked to provide his/her parent’s or guardian’s e-mail address. Coconut Organics, Inc. will then send an
e-mail (the “Initial Notification”) to the parent/guardian indicating, among other things, the information
that the child is requested to provide; the intended use(s) of the information; and information on how
the parent/guardian can, at their election, delete the child’s information from Coconut Organics
database or records. Upon receipt of the Initial Notification, a parent or guardian may respond back to
Coconut Organics, Inc. to grant his/her consent or to deny consent, in which case Coconut Organics, Inc.
will delete the parent or guardian’s e-mail address. Upon Coconut Organics receipt of the parent/
guardian consent, Coconut Organics, Inc. will send a confirming e-mail to the parent/guardian’s e-mail
address

(ii) The e-mail address of the operator collecting or maintaining personal information from children
through this website is: (info) AT { Coconut Organics} DOT [com]

(iii) The types of personal information collected from children may include the name, e-mail address,
home address, telephone number, and/or any other information reasonably necessary for the child to
participate in a particular activity. This information may be collected directly and/or passively (e.g.,
through a web server that automatically recognizes and stores information, such as a visitor’s IP address/
domain name combination)

(iv) The information collected may be used for purposes such as fulfillment of a requested transaction,
record keeping, marketing back to the child, or making it publicly available through a chatroom or by
other means

(v) Unless specific consent is obtained from the child’s parent or guardian, the child’s personal
information will not be disclosed to third parties who are not contractors hired to carry out the internal
operations of the websites, other than as may be required by law. We have required, or will require,
such contractors to agree to use personal information of website visitors only for the purposes of
carrying out these operations and to keep such information confidential. A parent or guardian has the
option of consenting to the collection and use of the child’s personal information without consenting to
the disclosure of that information to third parties

(vi) Coconut Organics, Inc. is prohibited from conditioning a child’s participation in an activity on the
child’s disclosing more personal information than is reasonably necessary to participate in such activity

(vii) A parent can review and have deleted the child’s personal information, can refuse to permit further
collection or use of the child’s information, and can revoke or limit consents previously given. For
instructions on how to do so, please contact us at: (info) AT { Coconut Organics} DOT [com].
(viii) If Coconut Organics, Inc. desires to use a child’s information for purposes other than that for which
the parent/guardian consent was previously given, Coconut Organics, Inc. will not do so without first
getting the parent/guardian consent.

Consent to Processing

By providing any personal information to the Coconut Organics websites, all users, including without
limitation users in the member states of the European Union, fully understand and unambiguously
consent to the collection and processing of such information in the United States of America.
Policy Governs Use; Changes to Privacy Policy

The terms of this policy will govern the use and any information collected while it is in place. Coconut
Organics, Inc. reserves the right to change this policy at any time, so please re-visit this page as often as
you wish. In case of any material change, we will make a notation near the “Privacy Policy” link on the
home page of our Site. Changes to this privacy policy are effective at the time they are posted to this
Site, and your continued use of this Site after posting will constitute acceptance of, and agreement to be
bound by, those changes.

Questions

If you have any questions or comments about our personal information practices or about this privacy
statement, please feel free to Contact us.

TERMS AND CONDITIONS

BY VISITING, BROWSING, SHOPPING, ACCESSING OR OTHERWISE USING THIS WEB SITE (THE “SITE”)
OPERATED BY COCONUT ORGANICS, INC. (“COCONUT ORGANICS”) YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

Important Information About This Legal Contract

You agree to this User Agreement, and all of its terms and conditions, by visiting, browsing, shopping,
accessing or otherwise using the Site. These terms and conditions are subject to change without prior
notice at any time, in Coconut Organics sole discretion. By visiting, browsing, shopping, accessing or
otherwise using the Site after a change has been posted to the Site, the Customer accepts that change.
Customers should check this User Agreement and the Privacy Pledge frequently

Acceptance of Contract Terms

This User Agreement, and all of its terms and conditions, constitute a legal contract between you and
Coconut Organics (References to “you” or “your” shall relate to a customer of Coconut Organics or other
party that visits, browses, shops, accesses or otherwise uses the Site (the “Customer”); references to ”
Coconut Organics ” shall relate to Coconut Organics and its affiliates.) By visiting, browsing, shopping,
accessing or otherwise using this site (“Site”), you acknowledge that you have read, understood, and
agree to be bound by this User Agreement and comply with all applicable laws and regulations, including
U.S. export and re-export control laws and regulations. If you do not agree to this User Agreement, as it
may be changed by Coconut Organics from time to time, do not use this Site. The material provided on
this Site is protected by law, including, but not limited to, United States copyright law and international
treaties. This Site is controlled and operated by Coconut Organics from its offices within the United
States. Coconut Organics makes no representation that materials in the Site are appropriate or available
for use in other locations, and access to them from territories where their contents are illegal is not
authorized. Those who choose to access this Site from other locations do so on their own initiative and
are responsible for compliance with applicable local laws.

Any claim relating to, and the use of, this Site and the materials contained herein is governed by the
laws of the state of NC without regard to conflict of law rules. You consent to jurisdiction of the federal
and state courts located in Buncombe County, NC to hear any such claims.

Access, Interference and Linking

Coconut Organics grants you a limited license to access and make personal use of the Site and not
to download (other than page caching) or modify it, or any portion of it, except as provided below
under “Use Restrictions,” or with express written consent of Coconut Organics.

The following activity on the Site is expressly prohibited: Any non-personal or commercial use of any
robot, spider, other automatic device, or manual process to monitor or copy portions of the Site or
the content contained herein without prior written permission by Coconut Organics; collection or use
of any product listings, descriptions, or prices, from the Site for the benefit of another merchant that
supplies products competitive with or comparable to those offered on the Site; and, Any use of, visits to,
or other action that imposes an unreasonable or disproportionately large load on the Site, or otherwise
interferes with its proper and timely functioning.

Any unauthorized use terminates the license granted by Coconut Organics.

You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of
the Site so long as the link does not portray Coconut Organics, its affiliates, or their products or services
in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Coconut Organics logo
or other proprietary graphic or trademark as part of the link without express written permission.
Coconut Organics does not review or control third-party sites that link to or from the Site, and is not
responsible for the contents of any third-party sites linked to or from the Site.

Use Restrictions

The copyright in all material provided on this Site is held by Coconut Organics or by the original creator
of the material. Except as stated herein, none of the material may be copied, reproduced, distributed,
republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but
not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written
permission of Coconut Organics or the copyright owner. Permission is granted to display, copy,
distribute and download the materials on this Site for personal, non-commercial use only, provided you
do not modify the materials and that you retain all copyright and other proprietary notices contained in
the materials. This permission terminates automatically if you breach any of these terms or conditions.
Upon termination, you must immediately destroy any downloaded or printed materials. You also may
not, without Coconut Organics prior written permission, “mirror” any material contained on this Site on
any other server. Any unauthorized use of any material contained on this Site may violate copyright
laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
All trademarks and registered trademarks are the sole property of their respective owners. Coconut
Organics is a trademark of Coconut Organics, Inc. Copyright © 2012 Coconut Organics, Inc.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL COCONUT
ORGANICS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES,
INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, ARISING OUT OF THE USE, OR THE
INABILITY TO USE, THE MATERIALS ON THIS SITE, EVEN IF COCONUT ORGANICS OR A COCONUT
ORGANICS AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR
CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT
ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE
LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Arbitration

By accessing the Site and using the information therein available and/or by purchasing any products or
services made available through this Site, you agree with Coconut Organics, its service providers, agents,
employees, successors, assigns, affiliates, parents, subsidiaries and any content provider or offer or of
goods or services on this Site or through any other associated activity, that ANY CLAIM OR DISPUTE
UNDER THE USER AGREEMENT AND ANY CLAIM OR DISPUTE THAT YOU MAY HAVE AGAINST ANY OF
THESE PERSONS OR ENTITIES, WHETHER RELATED TO THE DESCRIBED TRANSACTIONS OR OTHERWISE,
INCLUDING THE ENFORCEABILITY OF THIS ARBITRATION AGREEMENT, WILL BE RESOLVED EXCLUSIVELY
AND FINALLY BY BINDING ARBITRATION under the Code of Procedure of ARBITRATION-FORUM.COM
(the “Code”) in effect at the time the claim is filed. The Code is available at http://www.arbitration-
forum.com or can be obtained by calling 1-800-753-9448. Notwithstanding any choice of law provision
included in this User Agreement, this arbitration agreement is subject to the Federal Arbitration Act (9
U.S.C. §§ 1-16) and the New York Convention on the Enforcement of Arbitration Awards (9 U.S.C. §§ 201-
208 or as codified in the jurisdiction where enforcement of the award is sought). Hearings shall be held
as provided by the Code and if any In-person Hearing is required, it shall be held in Asheville, NC. Each
party shall bear its own cost of any legal representation, discovery, or research required to complete
arbitration.

Privacy

Please review our Privacy Policy, which also governs your visit to this Site.

You are responsible for maintaining the confidentiality of your account and password and for restricting
access to your computer, and you agree to accept responsibility for all activities that occur under your
account or password. If you are under 18, you may use the Site only with a parent or guardian. Coconut
Organics reserves the right to refuse service, terminate accounts, remove or edit content, or cancel
orders in its sole discretion.

Communications to Coconut Organics

Any communication or material you transmit to the Site by electronic mail or otherwise, including any
data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and
non-proprietary. Anything you transmit or post may be used by Coconut Organics for any purpose,
including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting.
Furthermore, Coconut Organics is free to use any ideas, concepts, know-how, or techniques contained in
any communication you send to Coconut Organics or the Site for any purpose whatsoever, including but
not limited to developing, manufacturing and marketing products using such information.

Copyright Complaints

If you believe that your work has been copied in a way that constitutes copyright infringement, please

contact:

Coconut Organics, Inc.
4 Celtic Drive, Arden, NC 28704, USA
Email: (info) AT { Coconut Organics } DOT [com]

Disagreement with These Terms and Conditions

If you disagree with any of the terms and conditions of this User Agreement, please do not visit, browse,
shop, access or otherwise use this Site.

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